Ask Larry

Am I Correct That Social Securtity Shouldn't Be Deducting Part B Medicare Premiums From My Friend's Monthly Checks?

My best friend is around 75 years old.. SS deducts monthly the I believe Pat B $165.00 per month around that ball park.. I have explained to her that they should not be deducting this amount at all. Her monthly check is around $1,850 to $1,900 per month. Should she be keeping this deductible? And if so, can she collect retroactive payments. They have always deduct her Part B, always.

Thank you.
Magdalen

Hi Magdalen. I think you must be mistaken. Part B Medicare coverage isn't free. Everyone enrolled in Part B of Medicare must pay a monthly premium for that coverage, although in some states the state pays the premiums for some of their residents who qualify for Medicaid. Your friend could cancel her Part B coverage, but then she won't have Medicare coverage for any outpatient or emergency room charges. And, even if your friend did decide to cancel her Part B coverage, she couldn't cancel it retroactively and get a refund.

Best, Jerry

Category: 
Posted: 
Apr 13 2023 - 8:47pm
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