Ask Larry

Am I Entitled To My Deceased Husband's Social Security?

My husband recently passed away. We were separated am I entitled to is Social Security.
We have a 16 year old is she entitled to SS also?

Hi,

Assuming that your husband was insured for Social Security benefits, then you could potentially qualify for widow's benefits if you're at least age 60, or at least age 50 and disabled (https://www.ssa.gov/OP_Home/handbook/handbook.04/handbook-0401.html). The only way you could qualify for survivor benefits before then is if you have a child in your care who qualifies for child's benefits and who is either under age 16 or disabled.

Biological children of a deceased worker aren't required to have been dependent on the deceased parent in order to potentially qualify for child benefits, so it sounds like your daughter should qualify. Child benefits can be paid to unmarried children who are under age 18, age 18 to 19 and attending high school, or disabled children of any age provided they became disabled prior to age 22.

You may want to consider using our software (https://maximizemysocialsecurity.com/purchase) to explore your options in order to determine your best strategy for claiming benefits.

Best, Jerry

Posted: 
Apr 29 2020 - 9:11am
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