Am I at risk for having my SS benefit stolen?

I took my spouse's benefit at my FRA, and am letting mine grow to age 70. I cannot get online access to my own benefit estimates under my SS# since I am already receiving a monthly check. Since the Equifax hack, I've read and heard that Social Security benefits are at risk if someone uses your SS# and claims your benefit. All of these stories end with checking your account at the Social Security website. How can I check my own benefit and make sure it's not stolen?

Hi,

I don't think you need to be overly concerned. In theory, if someone did pose as you and successfully filed for benefits on your record, it would terminate your spousal benefits. So, presumably you would know right away if something like that happened.

I can tell you that I worked for Social Security for 36 years and I never heard of a case where someone was able to pose as someone else and successfully claim benefits on their record. That doesn't necessarily mean that it's impossible, of course, but it I certainly wouldn't consider it likely.

Best, Jerry