Applying for ss this yr. age 66. This week. Wife age 64. Handicapped son age 33. Lives with us What benefit
Should I anticipate for family benefit. I have always paid max into ss my entire life.

Any thoughts as to claiming. Or things I should avoid.

Hi,

I can't really offer any advice without quite a bit more information. It sounds like your son may qualify for benefits on your record, but he would need to have become disabled prior to age 22 to potentially be eligible. And, your wife may qualify for spousal benefits on your record but her best strategy would depend on whether or not she qualifies for benefits on her own record and whether or not she could qualify for a child in care spousal rate on your account.

You should strongly consider using our maximization software before you apply. The software will ask you to enter all of the data needed to identify the optimal filing strategy for your family.

Best, Jerry