I will be 65 in Jan2018, and will wait until I am 66 to collect 100% ssi. My wife is currently 66 and has been on disability ssi, until she turned 66 in Aug.2017. My question ,am I able to collect 50% of her amount until I turn 66 in Jan2019? The other question is can my wife file for 50% of the amount I am entitled now or does she have to wait until I start collecting. The spousal benefit of 50% for her is significantly higher then she is currently collecting. Are either of these options available for us? My birthdate is 1/10/53 her birthdate is 8/18/51

Hi,

No, you couldn't file for spousal benefits before age 66 without also being deemed to file for your own benefits. What you could do, though, is file just for spousal benefits only at age 66 and allow your own benefit rate to grow until age 70.

And no, your wife can't receive spousal benefits until you start drawing benefits on your record. You should strongly consider using the maximization software available on this website to compare your options and determine the best overall filing strategy for you and your wife.

Best, Jerry