Ask Larry

Can I File For Spousal Benefits Only At Age 66?

My wife started her benefits at age 63 after they changed the rules in 2015. I turn 66 this July 2017. I want to file for spousal benefits to receive half her benefit and not take mine until I reach age 70. Can I do this?

Hi,

Yes. You are still permitted to do this because you were born prior to January 2 1954 (https://www.ssa.gov/planners/retire/deemedfaq.html).

Best, Jerry

Posted: 
Mar 30 2017 - 8:00am
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