I'm 63 I want my money now

Hi. I'm not sure what you mean by wanting your money now. You can't get a refund of the Social Security taxes you've paid, but you are apparently old enough to claim reduced monthly Social Security retirement benefits if you've worked long enough to qualify. But, if you're still working, then some or all of your benefits could be withheld until you reach full retirement age (FRA) depending on how much you earn (https://www.ssa.gov/benefits/retirement/planner/whileworking.html).

You may want to strongly consider using our software (https://maximizemysocialsecurity.com/purchase) to fully compare and analyze all of your various options so that you can determine your best strategy for maximizing your benefits.

Best, Jerry