I had to receive my ss disability before retirement age. When my husband retires at 65 or older can I receive half of his benefit. It will be a 400-500 dollar difference a month for me.

Hi,

When your husband files for his benefits you could potentially become eligible for spousal benefits if 50% of his full retirement age rate (PIA) is higher than your full Social Security disability (SSDI) rate. In that case your combined SSDI and spousal benefits could total as much as 50% of your husband's PIA, but only if you start receiving the spousal benefits at your full retirement age or later. You need to be at least age 62 in order to qualify for spousal benefits, but if you start drawing them prior to your full retirement age your spousal rate will be reduced for age.

You and your husband should strongly consider using our maximization software in order to explore and compare your filing options and determine your best possible filing strategy.

Best, Jerry