Ask Larry

Can I Receive Spousal Benefits Before My Husband Starts Drawing?

I would like to retire and stay home to care for my adult disabled son, can I receive spousal benefits before my husband draws ssi.. He wants to wait until he is 70
He is going to be 65 on April
I am 64

Hi,

Sorry, but the answer is no.

Since you have a disabled son, there are a number of possible filing strategies to consider, especially if you are insured for benefits on your own account. You may wish to consider running the maximization software available on this website in order to determine your best filing strategy.

Best, Jerry

Category: 
Posted: 
Nov 29 2016 - 11:30am
MaxiFi software running on a laptop
Get What's Yours!
Discover tens of thousands in extra retirement dollars with Maximize My Social Security software!
  • Find your maximized strategy
  • Unlimited what-ifs
  • Step-by-Step filing instructions
  • Our software's lifetime-benefit increase for an illustrative couple earning $65K each and planning to take retirement benefits at 62.

    Results will differ based on your specific case and filing strategy.

Getting Started is Easy
Web-based software. Works on ALL browsers. No download.