Larry, I am 64 and working. My spouse will turn 66 next month. She has not worked for about three decades so will be accessing my social security for the spousal benefit. Can she do so without me taking social security? Read your book but a friend "borrowed" it. Can't remember how you addressed this issue. Thank you

Hi,

No. You must be drawing your benefits in order for your wife to be able to receive spousal benefits. You and your wife may want to consider using the maximization software available on this website to explore your options and determine your best filing strategy.

Best, Jerry