My wife has been on social security disability for approximately 10 years.She is turning 65 in March,I am 68 and collecting my benifits.Can my wife switch to spousal benifts when she turns 65?
It would be an increase of 220.00 a month.
Thank you

Hi,

Your wife couldn't switch to drawing just spousal benefits instead of her own benefits, but she could potentially file for additional spousal benefits from your record. However, if she chooses to start drawing spousal benefits prior to the month she reaches full retirement age (FRA) her spousal rate will be reduced for age. Your wife may want to use our software (https://maximizemysocialsecurity.com/purchase) to help her determine when would be the best time to claim spousal benefits.

Best, Jerry