If I get a settlement from a class action suit from a company I never worked for, do I have to report it to ssdi and ssi?

Hi. Yes, if you're getting Supplemental Security Income (SSI) then you should definitely report to Social Security if you receive a settlement payment. A settlement like you describe wouldn't affect your Social Security disability (SSDI) benefits, but it might affect your SSI eligibility or your payment amount. SSI is a needs based benefit, so just about any new income or assets you receive can potentially affect your SSI benefits.

Best, Jerry