Hi Larry,
At age 62 my husband medically needed to take his SS Disability. At age 66 1/2, I took half of his as spousal benefit. I’m now 68 and stopped working. I’m waiting until I’m 70 to take my SS. Question is, do I need to notify SS that I’m retired? Do I now have to take my own SS? We are doing ok on his SS and Spousal Benefit. It was my intention to wait to take my SS until at least age 70. Please advise.
Thank you!

Hi,

No, there's no reason that you'd need to inform Social Security of your retirement, nor are you required to file for your own Social Security retirement benefits. It sounds like you're on the right track with your plan to wait until age 70 to file for your own benefits, however, you may want to consider using our software (https://maximizemysocialsecurity.com/purchase) to explore all of your options so that you can be sure to choose the best possible strategy for maximizing your benefits.

Best, Jerry