hi I am 58 and plan to retire at 62. I have significant hearing impairment and tinnitus. I wear hearing aids in both ears and hearing loss/speech recognition is moderate to severe fairly equally in both ears. I struggle at work and most things must be repeated more than once depending upon the person's speech tone/register. I have a home and cannot afford to have any months or years without income. I have been told by an atty that I should apply for ss disability just prior to retiring at 62 ..and that I could start receiving early retirement SS benefits while waiting for disability case to process. is this true? I was told that if approved, retro benefits would be due me, and if not approved, my benefits would simply remain at the early retirement amount? Is this all accurate?

Hi.