My wife filed and suspended social security at age 66. I filed for spousal on her filing and am receiving spousal but am still planning on working to age 70. Someone tried to file on my Social security and after contacting social security before it went through, they have effectively blocked access to the social security web site to do any calculations. we both want to start drawing when we turn 70 my wife in 2 years and myself in 3 years . How can i find out estimated benefits since we both have filed for social security if it is worth waiting if i can't get accurate estimates.

Hi,

I would need more information to be able to confirm your optimal strategy, but your and your wife's retirement benefit rates will grow by 8% per year if you wait until age 70 to start drawing regardless of whether or not you're able to get benefit estimates from Social Security. If you'd like to check your current and future benefit rates, you could use the Social Security benefit calculator in our maximization software to do so.

For reasons of their own, the Social Security Administration blocks access to certain options on their web site to people who have already filed for benefits. So, the fact that your wife filed for and suspended her benefits and you filed for spousal benefits is almost certainly what blocked your ability to subsequently obtain benefit estimates on Social Security's website. I have no way of knowing if someone actually did try to file for benefits on your record, but I never encountered anything like that during my 36 years of working at Social Security.

Best, Jerry