Is there a point where high inflation and high COLAs from SS make the wait till 70 to collect strategy does not benefit someone?
Is there a graph that shows a break even point?

Hi. All Social Security cost of living (COLA) increases that occur after a person turns age 62 are added to their Social Security retirement benefit rate regardless of whether or not they are drawing benefits. So, you won't be giving up any COLA increases by waiting until age 70 to apply for your Social Security retirement benefits.

Our software (https://maximizemysocialsecurity.com/purchase) allows users to enter presumed future rates of inflation and compare various filing scenarios against other filing scenarios so that they can determine their best strategy for maximizing their benefits.

Best, Jerry