My first ss check is April at age 62 , is there a limit on my earnings the 1st year of retirement ?

Receiving s s for 9 mths in 2023 at age 62 , how much can I earn ?

Hi. Yes, until you reach your full retirement age (FRA) of 67, there is a limit on how much you can earn and still collect Social Security retirement benefits. In order for you not to lose at least some of your benefits in 2023, you'll either need to a) earn no more than $21,240 for the calendar year of 2023, or b) earn no more than $1,770 in any month that you're claiming benefits.

Therefore, if your first month of benefit eligibility is April 2023 (i.e. the benefit that is paid in May 2023), then if you earn more than $1,770 in any month from April through December 2023, the only way that you could be paid all of your benefits this year is if your 2023 calendar year earnings don't exceed $21,240 (https://www.ssa.gov/benefits/retirement/planner/whileworking.html).

By the way, filing for your benefits at age 62 may be something that you'll end up regretting. Doing so will assure you of receiving your lowest possible monthly benefit rate for as long as you live. And, if you're married, starting your benefits at age 62 will also minimize the survivor rate that your spouse could receive per month as a widow. It's not too late to change your mind, though, so you should strongly consider using our software (https://maximizemysocialsecurity.com/purchase) to fully compare and analyze all of your options so that you can make sure that you're choosing the best possible strategy for maximizing your benefits.

Best, Jerry