Ask Larry

What Benefits Can My Disabled Daughter And I Receive?

My deceased (1993) husband retired from GM AFTer 32 years . We have a 37 years old daughter who has been mentally DISABLED since birth. He received pension from GM, however, she nor I received any pension benefits after his death. Is my daughter entitled to his pension, as well as myself

Hi,

Sorry, but I only know about Social Security benefits. If you're asking about your rights under the GM pension program, you'll need to contact the company that administers that plan.

If you're asking about Social Security, assuming that your daughter never did substantial work, she may well qualify for Social Security disabled adult child's benefits. She should probably file for benefits if she hasn't already done so. If she's incapable of doing that on her own, you should be able to file a claim on her behalf.

You may also qualify for either mother's or widow's benefits from Social Security, depending on your age and whether or not your daughter is entitled to benefits and in your care. If you have a disabled child who requires personal services (e.g. dressing, handling finances, etc.), you may qualify for mother's benefits at any age. In order to qualify for widow's benefits, you must be at least age 60, or at least age 50 and you must have become disabled within certain time frames. For more info, refer to the following pamphlet: https://www.ssa.gov/pubs/EN-05-10084.pdf.

Best, Jerry

Posted: 
Oct 8 2016 - 12:00pm
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