I am 68 and am beginning to prepare to retire after filing and suspending.....what is the best state to make the claim? I am not sure if waiting an extra year will be the best in the chaos that appears to be growing. Thank you

Hi,

Social Security is a federal program, so the state in which you file your claim makes no difference. You won't actually need to file a claim, though, if you've already filed for and suspended your benefits. In that case you simply need to notify Social Security at least one month prior to the month you want to start drawing benefits. Before doing so, you may want to use the maximization software on this website to compare your options.

Best, Jerry