Your answer to the question today regarding whether a reduction due to age of a claimed spousal benefit would carry forward to a claim of spousal benefit on the record of a new spouse post FRA begs a related question. If a person as amassed a collection of former spouses to whom they were married to for 10+ years and several are deceased and further the person is either unmarried or their current marriage began at age 60 or later, do they have the option of taking a reduced survivors benefit on the record of one and then switching to an unreduced survivors benefit on the record of another at FRA?

Hi,

Yes. In fact, Larry's book 'Get What's Yours' (http://www.getwhatsyours.org/) has a chapter specifically devoted to addressing that very issue.

Best, Jerry