Money Morning is sending information about under payment of social security benefits for seniors over 50 yrs of age on social security. They claim a person could be owed as much as 10's of thousands of dollars. Is this one of those bait e-mails to get you to purchase some kind of product or service?

Hi,

I don't have any knowledge of the company or mailings that you're referring to, so I can't comment on it. What I can tell you is that the only way that you could be paid Social Security benefits based on your own work history prior to age 62 is if you qualify for Social Security disability (SSDI) benefits. There are other categories of benefits (e.g. disabled adult child, survivor benefits, etc.) that a person could potentially qualify for at a younger age, but you would have to meet all of the requirements to be eligible for those types of benefits.

Best, Jerry