Hello Larry
I turned 60 in March, My wife is an Irish citizen and lived and worked there until our meeting 2010and marriage 2011. Living here since , never working here. US citizen now. We plan to retire when I turn 65 and her 62 then return to live in Ireland. I understand there’s a agreement between Ireland and US. Money will be Very tight. Irish pension is very small. So may work until 67 any advice on our plans is greatly appreciated.
Mick

Hi Mick,

What I can tell you is that if your wife receives a pension from Ireland's Social Security program it won't have any adverse effect on her U.S. Social Security spousal benefits. But, if either you or your wife start drawing your U.S. Social Security benefits prior to your full retirement ages (FRA), your benefit rates will be reduced for age accordingly. You can still be paid your U.S. Social Security benefits while living in Ireland, so that won't be a problem.

Other than that, though, I simply don't have enough information about your work history and potential Social Security benefit rate to be able to give you any advice. You may want to strongly consider using our software (https://maximizemysocialsecurity.com/purchase) to explore and compare all of your various options so that you can determine the best possible strategy for claiming your benefits.

Best, Jerry