I am almost 68 years old. I filed a restricted application for social security spousal benefits only at my full retirement age of 66 and have been receiving them since then. I am wanting to get an updated estimate of the benefits I would be entitled to on my own earnings record at the ages of 68, 69 and 70. My earnings were much higher than my spouses. I have an account at My Social Security but it won't provide an estimate. The website states "we cannot provide estimates because you are already receiving Social Security benefits." Do you know how I can obtain the estimate I am looking for on my own record? I have not worked or earned any wages since filing for spousal benefits. Thank you.

Hi,

You might be able to get that information from Social Security, but you'd have to call them or visit one of their offices. And, you'll have to hope that you're connected with a Social Security employee who is knowledgeable enough to give you accurate information.

Otherwise, our software (https://maximizemysocialsecurity.com/purchase) uses the exact same benefit computation formulas used by Social Security to calculate benefits, so you may want to consider using our software to find out how much your benefit rate would be at various ages.

Best, Jerry