My husband and I both have state pensions for the Uk. I have never worked in the USA. My husband has just retired and in process of negotiating claiming social security. He worked til he was 70 with about 11 years contributions. We understand he will lose $498 through WEP. Can social. Security take more reductions from my spousal payment? Thank. You

Hi. Your UK pension won't affect your spousal benefits, but your spousal rate will be calculated based on your husband's WEP (Windfall Elimination Provision) reduced primary insurance amount (PIA). In other words, your spousal rate will be lower due to the fact that your husband's benefit rate is reduced by WEP.

You and your husband may want to strongly consider using our software (https://maximizemysocialsecurity.com/purchase) to fully analyze the options available to you in order to determine your best strategy for maximizing your benefits.

Best, Jerry