How much more social security be for an individual?

Hi. I'm not sure what information you're looking for. I would need more information to be able to give you a meaningful answer. What I can tell you is that Social Security benefit rates are determined based on the average yearly earnings of the worker on whose record the benefits are paid. Basically, the more that a person earned in the years being averaged, the higher the benefit rate payable. A person's marital status doesn't affect the benefit rate that they could receive on their own account, although it can affect eligibility for auxiliary or survivor benefits.

Also, benefit rates can be affected by the age that a person starts drawing benefits. For example, a person who starts drawing Social Security retirement benefits based on their own earnings history at age 62 is paid roughly 70% to 75% of their primary insurance amount (PIA). If they instead wait until their full retirement age (FRA) to start drawing they're paid 100% of their PIA, and if they wait until age 70 to start drawing they're paid between 124% to 132% of their PIA depending on their year of birth.

Best, Jerry