Ask Larry

Can I Draw Anything Now At Age 60?

I’m 60, can I draw anything? Or can I draw from my husband’s social security disability?

Hi. As long as your husband is still living, the only way that you could collect benefits from his record prior to age 62 is if you have a child in your care who is eligible for benefits on your husband's record and who is either under age 16 or is disabled.

If you're insured for Social Security benefits based on your own earnings history, the earliest that you can collect Social Security retirement benefits is at age 62. The only way that you could collect benefits from your own account prior to age 62 is if you are disabled.

You don't mention whether or not you had any other marriages, so I don't know whether or not you might have other options. You may want to consider using our software (https://maximizemysocialsecurity.com/purchase) to fully analyze the options available to you in order to determine your best strategy for maximizing your benefits.

Best, Jerry

Category: 
Posted: 
Dec 1 2021 - 5:20pm
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