Is it worth working full time and collecting FRA last June 2020 OR wait until 70 to collect SSN? My tax rate @ 15% and married/filing jointly. My husband is retired and collecting FRA in Jan. 2021.

Hi. I can't give you a good answer without much more detailed information. The decision on when to start drawing your benefits depends on a multitude of different factors, and each person's circumstances are unique. Our software (https://maximizemysocialsecurity.com/purchase) is designed to help people analyze there options so that they can determine their best strategy for maximizing benefits.

Best, Jerry