Larry,
I am 68, DOB 8/22/48. I filed and suspended at age 66. My wife will be 66 in March and has not filed. As I understand our situation. She should file for Spousal benefits only at 66 and we both wait until 70 to collect full benefits ?
Thanks

Hi,

Yes, that certainly sounds like the best strategy in your case. You may still want to run the maximization software available on this website in order to be sure.

Best, Jerry