Will My Husband Get Credit For The COLAs That He's Already Received When He Switches To His Own Account?
I was born in 1954 and my husband was born in 1952. When my husband turned age 66 I took my Social Security at age 64 1/2. My husband then filed a restricted application on my benefits when he turned 66 while he was waiting to age 70 to start his own benefit. His restricted application amount has been $920 ish but has increased due to small COLA increases over the last few years. When he turns 70 he will begin his benefit (guessing about $3200) which will have grown due to delayed retirement credits plus COLA increases.