Should I Have Filed For Spousal Benefits Only?
I am a retired teacher with a Social Security Report that states I could get $621 in benefits. Yes, I am aware of WEP/GPO and what it will do. I went to Soc Sec to apply for spousal support, and the customer rep told me I should apply for my own also. I told her I thought that meant I would only get the greater of the two benefits, but she said that in my case it would not benefit me to wait until 70. (I am 66 in Dec). She said my $621 would be $276 after the 40% reduction and that is all I would be eligible for.