Ask Larry

Spousal Benefits

Shouldn't My Brother Be Eligible For Benefits?

My brother blind, he lost his sight in 1982 in a car accident. He does not have 40 credits and he is 68 years old. He collected SSI for a few years and then it was stopped due to some change in the law. His wife is now 66 years of age and filed for social security. According to Social Security, her husband is still not entitled to any benefits. Please advise?

Hi,

Posted: 
Monday, June 17, 2019 - 08:09

Can You Shed Any Light On Whether Or Not My Wife Qualifies For A Spousal Supplement?

My wife and I are both retired and we were both born in 1948. My wife took Social Security at 64 and I took a spousal benefit on her account until I was 70 and then I took my full Social Security. I read that she might be able to apply for something called "spousal supplement" (not "spousal benefit"). I don't know if this would be more than we are now getting. My (husband's) monthly check is $2840 and my wife's check is $1083. Can you shed any light on any benefit from my wife applying for a spousal supplement?

Hi,

Posted: 
Saturday, June 15, 2019 - 10:41

Can You Please Shed Some Light On Why My Wife Can't Get Spousal Benefits?

My wife started collecting SS in 2015 at 63. She now collects $11,532/yr. I started collecting in 2012 at 66. I now collect $27,292/yr. We were told by a financial advisor and an accountant that my wife should qualify for more benefits based on the 50% rule of my benefits being more than double hers. Went to the SS office and spent 1/2 day waiting to see someone who said no and shown us a page of numbers that made no sense. My calculus class in college made more sense.

Posted: 
Thursday, June 13, 2019 - 07:31

Can My Husband Receive Benefits On My SSDI Without Triggering Deeming For His Own Retirement?

Hi Larry-- I am currently receiving SSDI. My husband, who will be 64 in August, will be forced into early retirement this summer. Can he receive benefits on my SSDI without triggering deeming for his own retirement? Should he wait till FRA to do so? He would like to postpone taking his own SS Retirement until 70 to maximize his benefits. At full retirement age (I am 61 now) , can I suspend and let my retirement benefit grow until 70 as well?

Hi,

Posted: 
Wednesday, June 12, 2019 - 09:53

If My Wife Files For Her Benefits Now Will She Be Eligible For The 50% Spousal Benefit When She Reaches FRA?

I am 63 and my wife is 64. I will retire next month and start drawing on SSA (reduced ~$3000). If my wife decides to start drawing also (~$500) will she be eligible for the 50% spousal benefit when she reaches FRA and will it be based on my FRA amount or my reduced amount.
Thanks

Hi,

Your wife couldn't file for her own benefits without also being deemed to file for spousal benefits. And, if she starts drawing both benefits before full retirement age (FRA) they'll both be reduced for age.

Posted: 
Tuesday, June 11, 2019 - 07:03

Can I Receive Retroactive Benefits As A Spouse From When My Children Were Under Age 16?

My husband has is receiving disability. In 2012 I did not receive any income while my husband was on disability. Can I receive retro active benefits as a spouse that I was entitled to that I did not apply for as a spouse when our children where under 16 years of age? When my husband applied for social security, I did not realize I was entitled to receive benefits if I did not have any income in a particular year.

Hi,

Posted: 
Thursday, May 30, 2019 - 12:12

Can My Wife Collect Spousal Benefits Without It Affecting My Social Security Payments?

I am 58 and still working. My spouse is 63 and never paid into SS. Can she collect Social Security (Spouse benefit) and not have it effect my Social Security payment? Also, I'm retired from the Military and collect retirement payment, will that have and effect on my SS benefit?

Hi,

Posted: 
Thursday, May 16, 2019 - 18:08
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