I saw that SS just updated their website. I'm currently receiving a spousal SS benefit. Is there a way to check what my own benefit will be on the SS website? Also, I don't see a way to go ahead and file to claim my benefit. Is there a way to do these things on the website or do I need to call them? Hopefully, I'm just missing something since I dread calling them.

Thank You,
Thomas

Hi Thomas. I'm familiar with Social Security's website, but I don't always keep up with the changes they make. The last I knew, if you were drawing spousal or survivor benefits then you couldn't get an estimate of your own benefit rate using Social Security's website. Our software (https://maximizemysocialsecurity.com/purchase) could calculate that for you, though, and the software can analyze all of your various filing options so that you can determine your best strategy for maximizing your benefits.

I'm not sure whether or not you'll be able to apply online, but I don't think it would do any harm to try. The link to the online application for Social Security retirement benefits can be found on the following Social Security website: https://www.ssa.gov/benefits/retirement/.

Best, Jerry