I will turn 65 in a few days, and I have 2boys, 14 and almost 12. I will keep working until age 72, if lucky.
I am in good health.
I will be divorced in early 2019., unless it's better for Social Security benefits to stay married (very friendly situation)
My soon to be ex spouse makes about $172,000
I make about $275,000
Hi,
If you're making $275,000 a year and your wife is making $172,000 per year, it's unlikely that either of you or your children could be paid any benefits at least until the calendar year that the older of you reaches full retirement age (FRA). It's possible, though, that you could draw sooner than that if either you or your wife don't work in all months of the year (https://www.ssa.gov/planners/retire/rule.html).
I would need quite a bit more information to be able to offer you any advice, but the decision on when to start drawing your benefits is ultimately up to you. You and your wife should strongly consider using our software to determine your best filing strategy. The software will prompt you to enter all of the information necessary to analyze your specific set of circumstances so that you can determine the likely best overall claiming strategy for you and your family.
Best, Jerry