Ask Larry

When Should I Apply For Social Security?

Birthday 8/25/1955
I will be 66 and almost 9 months May 20, 2022 when I plan to retire. When should I apply for Social Security?

Hi. You can apply for benefits up to 4 months prior to the month that you want your benefits to start. So, if you want to claim benefits effective with May 2022, you can apply anytime between now and May 31 2022.

However, your optimal filing strategy depends on numerous different factors, so before deciding when to claim your benefits you should strongly consider using our software (https://maximizemysocialsecurity.com/purchase) to fully analyze all of your various options so that you can determine your best strategy for maximizing your benefits.

Best, Jerry

Posted: 
Jan 24 2022 - 3:04pm
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