I will be 66 in June 2017 ---when should I apply for benefits? I work full time with a high income and prefer to continue working.
Thanks

Hi,

Deciding when to start drawing benefits is a personal choice, but there are numerous factors involved that can make certain filing strategies more advantageous than others. You may wish to run the maximization software available on this website. It will prompt you to enter all of the data needed to furnish you with a full analysis of your filing options.

On the other hand, if you've already decided to start drawing your benefits at age 66 and you simply want to know when to physically file your application, you can do so up to 4 months in advance of the month you reach age 66. You can apply with the Social Security Administration by phone, in person, or online. See their website for more info: https://faq.ssa.gov/link/portal/34011/34019/Article/3734/How-do-I-apply-....

Best, Jerry