Hi I am over 65 and have not started collecting Social Security yet. Will I get COLA for 2023. Why sS website is not reflecting this?

Hi. Yes, your Social Security retirement benefit rate will be credited with the 2023 cost of living (COLA) increase regardless of when you start collecting your benefits. Social Security retirement benefit rates are increased by all Social Security COLAs that occur after a person turns age 62, even if they aren't yet drawing benefits.

I'm not an expert on Social Security's website, so you'll need to contact them for an explanation if you think that your benefit estimate is incorrect. It sounds like you may want to strongly consider using our software (https://maximizemysocialsecurity.com/purchase) to get an accurate estimate of your Social Security benefit rate, and to fully compare and analyze all of your options so that you can determine your best strategy for maximizing your benefits.

Best, Jerry