Ask Larry

Will My Wife's Earnings Cause My Benefits To Be Reduced?

I am turned 62 in 2016 and started collecting SS benefits. My wife is 47 and still works and makes about $48K per year. I realize that my SS income will be subject to income taxation, but will my benefits be reduced due to her earned income? Thank you!

Hi,

No, only your own earnings count toward the Social Security earnings test (https://www.ssa.gov/planners/retire/whileworking2.html).

Best, Jerry

Category: 
Posted: 
Dec 31 2016 - 10:00am
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