I have worked all my life and just turned 62, I have worked plenty enough to draw my own ss when I retire at 65. My husband passed away in 2003 at a young age, and I received a small check from the Municiple Retirement System each month from the job he held. Will this amount be deducted from my SS benefits when I do retire?

Hi,

The only pensions that affect Social Security benefits are pensions based on your own work that was exempt from Social Security taxes. So, a survivor pension from your husband's former employer won't affect your Social Security benefit rates.

It sounds like you may have a number of Social Security filing options available to you. You may want to consider running the maximization software available on this website in order to determine your best filing strategy.

Best, Jerry