Ask Larry

After I Reach FRA Can I Work Full Time Without Losing My Disabled Status?

I'm a 62 yo disabled person. After the age of 66 (FRA) can I work full-time without losing my disable status?

Hi,

Yes, once you reach full retirement age (FRA) there's no limit on how much you can earn and still draw all of your benefits. If you're 62 now, though, your FRA won't be until you reach either age 66 & 6 months if you were born in 1957, or 66 & 8 months if you were born in 1958.

Your Social Security disability (SSDI) benefits will convert to regular Social Security retirement benefits effective with your month of FRA attainment. Thereafter, you'll no longer be classified as disabled by Social Security. No one who is FRA or older is classified as disabled by Social Security, because when a person reaches FRA it makes no difference in their benefit rate or benefit options whether they are disabled or not.

Best, Jerry

Posted: 
Jul 26 2020 - 9:57am
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