If I Divorce My Second Husband Would I Be Eligible For Survivor Benefits?
I am 51 years old. I was married to my first husband for over 25 years. We divorced in 2018 and I remarried later that year at 48 years old. I have been on permanent social security disability fo years.
My first husband is 56 years old and has been diagnosed with a terminal illness. He is eligible for social security based upon his work record AND he is applying for disability.
I realize that by me remarrying I am ineligible to receive survivor benefits.
If I was to divorce my second husband BEFORE my first husband dies would I be eligible for survivor . . . Read More
Category: Survivor Benefits
Posted: Jan 19 2021 - 9:56am
Will My Wife Get A Full 50% Of My Benefit Amount When I Start Drawing?
I was born 5/24/'55, daWyfe was born 11/26/'55 (exactly 6 months-ish)......our full retirement age will be 66 n' 2 months....I'm waiting till July 24th 2021, to receive full retirement benefits; she took HER benefits at age 62 ($770/month).....when I receive full benefits, does she then get 50% of MY benefits, or must she wait til HER full retirement age, or does she get reduced benefits, as a result of her earlier retirement disbursement?....she says she gets 50%, regardless of her previous SSI disbursement, I think I read it to be 25% of my full retirement benefits (because . . . Read More
Category: Spousal Benefits
Posted: Jan 19 2021 - 9:49am
What Should We Do?
I am 53 , my husband is 61 he has brain cancer stage 4. We have 2 daughters 12 and 14
I am being advised to ask for his social security special condition. He is terminal and not suppose to last 1 year.
I was also told that this will reduce my children payment and widow payment.
I worry about losing our house. I work for home, but I have had to stop working to take care of him.
I need to be able to pay for healthcare. we have still about 8 months left of saving. He was diagnosed this summer
I do no know what to do.
Hi,
I'm . . . Read More
Category: Disability Benefits
Posted: Jan 18 2021 - 10:29am
Will Social Security Combine My Wife's And My Family Maximum Benefit Amounts?
I am a subscriber to your software, and I am trying to understand how the combined family maximum impacts the results. My PIA is $3011, and my wife's is $1097. We have two adult disabled sons (disabled at birth). My wife (age 66) started to collect her retirement benefit when she turned 66. I am planning to begin my retirement benefit at age 70. As I understand it, when I begin the benefit, my wife and two disabled sons will be each be eligible for 50% of my PIA. However, when I add up my wife's portion (1505-1097=408 ) plus my sons portions (1505 each) plus my PIA (408+1505+ . . . Read More
Category: Family Benefit Maximum
Posted: Jan 16 2021 - 2:54pm
Should I Expect A Refund From Medicare?
I directly paid my three month premium to Medicare in October 2020 which included the January 2021 premium. During open enrollment I elected an Advantage Plan with the buy back option. My prover paid the January 2021 premium in addition to me paying it. Should I expect a refund from Medicare?
Hi,
Social Security automatically refunds duplicate Medicare premium payments when they're withheld from a person's Social Security benefits, but I don't have any experience with Medicare Advantage plans and or their buy back process. If you don't receive a . . . Read More
Category: Medicare
Posted: Jan 16 2021 - 2:46pm
Where Can I Fill Out An Application For My Wife's Death Benefits?
Larry, looking for application to fill out for my wife's death benefits.
Hi,
I'm sorry for your loss.
Social Security's website claims that they are constantly expanding their online services, but as of now it isn't possible to file for survivor benefits online. You'll need to call Social Security at 1-800-772-1213 to initiate the application process.
Best, Jerry
Category: Filing For Benefits
Posted: Jan 16 2021 - 2:41pm
Can I Change The Date To Start My Benefits?
I just applied to start receiving my social security benefits. I am 66 years old as of Oct 2020. i said I would start my benefits effective January 2021. I'm asking if I can change this start date and go back to Oct 2020. I did not understand and this was all done via a phone call instead of an in-person meeting due to COVID-19 restrictions. I have not yet received any benefits or my acceptance letter.
Hi,
Yes, you can still change your month of election (MOE) to start benefits from January 2021 to October 2020. What you'd need to do to accomplish . . . Read More
Category: Filing Options
Posted: Jan 16 2021 - 12:29pm
Will My Benefits Be Reduced Because My Ex-Husband Worked For The Federal Government?
I was marred 38 years my ex worked 17 for federal goverment since 1994 to 2012 after my son diie . he divorced me. I am going to apply for my own Social Security and I am scare will I fall on any category of Social Securiity reduccion because of his pension. He ges both Social Security and Federal Pennsion. I am scared since my socal will be only 800 dolars if they reduce how I will live.. who can find out what system he work for if FERS OR CSR my divorce lawyer didnot collect any info. Please help . AH also if he dies the pension will end
/ they say he took me out of . . . Read More
Category: Miscellaneous
Posted: Jan 16 2021 - 9:57am
How Should I Answer This Application Question?
This questions is in regard to item# 14 on form SSA-1-BK. I worked for the same company for 32 years. The first year as an hourly employee, during which time I was under a pension plan. The last 30 + years as a salaried manager. All earnings in those 32 years were taxed, including SS. At retirement I began receiving pension payments of $62 per month. Would my answer be yes or no? Thank you.
Hi,
For other readers, question 14 on a form SSA-1-BK reads: "Are you entitled to, or do you expect to be entitled to, a pension or annuity (or a lump sum in place . . . Read More
Category: Filing For Benefits
Posted: Jan 15 2021 - 10:29am
Should I Take My Social Security Benefits Earlier Than Age 70?
Hi Larry. I am currently 68.5, financially comfortable, single, and without a significant longevity gene. I have been planning to take Social Security at age 70. However, there’s quite a bit of chatter online about increasing the retirement age which would could reduce the payout at 70. Should I take Social Security earlier, perhaps at 69? Or is it likely safe to wait until 70? Thanks a bunch.
Hi,
If Congress raises the full retirement age (FRA) for Social Security benefits, it won't affect you. Your FRA was age 66, and that wouldn't change even if . . . Read More
Category: Retirement Benefits
Posted: Jan 15 2021 - 10:14am
