Can I Continue Receiving Social Security Disability Benefits Until Age 65?
I retired from USPS in 2014 at age of 56 via FERS. FERS paid an Annuity and a Supplemental Social Security benefit ($1137). I also got approved for Social Security Disability Benefits. How, upon turning 62 this year the Supplemental payment of $1137 will cease because that's when FERS considers the 1st year you qualify for Social Security Retirement Benefits. I also have a minor receiving Benefits under my SSDA. My question is: can I continue receiving Social Security Disability Benefits until age of 65 or will Social Security change my Benefits from Disability Retirement to . . . Read More
Category: Disability Benefits
Posted: Sep 1 2020 - 3:32pm
Is There Anything I Can Do To Get Our Money Refunded?
My husband signed up for Medicare in Oct2019 to retire on Jan 1st.2020Before he received his first SS check in Feb 2020 we received a bill from Medicare stating we owed them a premium.So we paid the premium that was stated on the bill .And then when he received his first SS check in February 2020 that premium was deducted from his first check .We have been trying to get this refunded to us. Each time we call we are given a different answer on when we will get our refund of 1,264.00 So just talked to someone today and told we have to do another follow up on Sept 11,1920.Is there . . . Read More
Category: Medicare
Posted: Sep 1 2020 - 3:23pm
Why Would My Wife's Benefits Drop So Much?
My wife just turned 62 in Sep. 2019. She has been receiving SSDI since 2003 for $1600 per month. Oct. that same year her benefits went from SSDI to SSI and her monthly Annuity went from $1600 to $1100. - Her full retirement age is 66.5 years. Why would her benefits drop so much? Any help would be welcome. Contacted OPM many of times, but all they say it's because she went on SSI.
Hi,
Just to clarify, SSI is the abbreviation used for Supplemental Security Income, which is a needs based benefit administered by Social Security. I assume what you are . . . Read More
Category: Disability Benefits
Posted: Sep 1 2020 - 2:56pm
If Both Parents Pass Away Shouldn't The Oldest Child Be Able To File?
If both parents be pass away shoulded the oldest child be able to file. Why the money the parentsmaid go to the family it's not right the government gets it family's could use it for bills left behind by them
Hi,
I assume what you're suggesting is that if both of a person's parents die before collecting their Social Security benefits, their oldest child should be able to collect the Social Security taxes that their parents paid. All I can tell you is that Social Security doesn't work that way. Social Security was passed into law by congress in 1935 . . . Read More
Category: Miscellaneous
Posted: Aug 31 2020 - 1:31pm
Is This The Best Timing To Maximize My Income?
I am 64 this October. I earn 55000 a year. I have a widow's benefit of 1100 available. My plan is to draw the widows benefit at 66 to avoid the earnings penalty and continue working. Is this the correct timing to maximize my income. Thank you.
Hi,
I'm assuming that your own Social Security retirement benefit rate is higher than your widow's rate, and that the rest of your plan is to switch to your own benefits at age 70. In that case, the strategy you have in mind is probably your best strategy, assuming that your earnings continue to be high enough . . . Read More
Category: Filing Strategies
Posted: Aug 31 2020 - 12:41pm
Am I Eligible For Survivor Benefits From My Ex-Husband Under The First Wives Rule?
My ex husband and I began to live together in 1963 in Cleveland Ohio, we had two children born while we lived in Cleveland and later had a third child in WV. We later got married in Maryland and divorced 7 years later. I have never remarried but he did and he just died this year and he and his second wife had been separated for nearly 7 years. I am wondering if I am eligible for his benefits under the first wives rule? When I applied for my own SS in 1988, I also applied for half of his retirement and at the time I sent birth certificates, everything SS wanted, They said I was . . . Read More
Category: Divorced Widow(er) Benefits
Posted: Aug 31 2020 - 9:33am
Can I Switch To A Spousal Benefit When My Wife Starts Drawing Her Own Benefits?
I took my benefit at age 62. My wife took a restricted benefit on my account when she reached 66. She will switch to her benefits with the delayed credits in December 2020, when she turns 70. Can I switch to a spousal benefit at that time?
Thanks.
Hi,
You can't switch to a spousal benefit, but you might be able to qualify for an excess spousal benefit in addition to your own benefit. You'll only qualify for an excess spousal benefit, though, if your wife's primary insurance amount (PIA) is more than twice as much as your PIA. A person's PIA is . . . Read More
Category: Filing Options
Posted: Aug 31 2020 - 9:20am
What Should I Do?
My name is Alice. I been working since was 14. Now and am 55. Every since this virus been goin on I at risk be cause I have ashma . I am still not workin just getting unemployment now .
Hi,
You can't collect Social Security retirement benefits until you are at least age 62. The only way that you could draw Social Security benefits based on your own work history before age 62 is if you qualify for disability benefits. For more information about Social Security disability benefits, refer to their website: . . . Read More
Category: Miscellaneous
Posted: Aug 31 2020 - 9:13am
Would A Social Security Pension Affect My DIC Widow's Pension?
Question #! I receive a DIC widows pension. Would social security pension affect it?
Question #2 I have macular degeneration and I have seen changes in my vision. How do I go about filing for disability? Would it also affect my DIC pension?
Thank you,
Hi,
I wish that I could fully answer your question, but I'm not familiar with the rules governing DIC widow's benefits. Assuming that the benefits you're receiving are paid by the Veteran's Administration, you'll need to check with them to find out if receiving Social Security benefits . . . Read More
Category: Disability Benefits
Posted: Aug 30 2020 - 1:50pm
Are You Allowed To Collect Both SSDI And UI In Hawaii?
Hello,
In the State of Hawaii; are you able to Collect SSDI & UI?
SSA stated that it wouldn’t affect my SSDI Benefits if I continue to collect Unemployment Benefits.
That it is up the UNemplyment Department.
(I recently just start my Trial Work Period) (6months)
Recently due to COVID-19- I got layed off.
Unemployment sent me a letter; a Medical Waiver to fill out of approval for my Dr.’s to sign for me to work.
Months Later-
I received a phone call finally from Unemployment Office yesterday stating that I am not able to . . . Read More
Category: Disability Benefits
Posted: Aug 30 2020 - 1:29pm
