Can My Last Five Months Of Work Be Considered As A UWA?
I worked for 14 months the first 11 months I was given subsidies extra help after 11 months the subsidies got removed I attempted to keep working without the subsidies but I failed to do the job without assistance/subsidies do to my disabilities forcing me to end the job assignment after 5 months of no subsidies, the question i have is even though the job assignment was 14 months long can I count the last 5 months of the work assignment as a UWA since it was different from the first 11 months since the last 5 months was without any subsidies unlike the first 11 months making . . . Read More
Category: Disability Benefits
Posted: Sep 18 2022 - 11:35am
How Can A Person On SSDI Not Be Responsible To Repay A Debt?
If a person on SSDI acquires a debt (loan companies, verbal contracts with individuals) after being approved, how can he not be responsible to pay? I was going to take him to Small Claims court for money that he borrowed before and after being approved (his Dis. check used as collateral). The attorney said we will never get paid because he is "judgement proof". This person lived with us for 8 months after receiving benefits. I have irrefutable evidence that he filed a fraudulent claim i.e. He has never stopped working. I have submitted a fraudulent claim to OIG and have tried . . . Read More
Category: Miscellaneous
Posted: Sep 18 2022 - 8:46am
How Does Social Security Calculate Hours For The Foreign Work Test?
Thank you for your answer Larry. There was one other question I had and forgot to ask you.
If I am under full retirement age and am collecting spousal social security I understand I can work in the US during this time with no clawback if my salary is less than $19,560 in the US. However if you are working in Canada it is 45 hours in a month. I am on a commission job (realtor) in Canada. Do you know how they calculate the 45 hours because my pay checks are not hourly. I would like to continue to work the max I can during this time but nobody has been able to tell me a . . . Read More
Category: Earnings Test
Posted: Sep 18 2022 - 8:34am
At What Point Can I Consider Applying For SSDI?
I'm currently receiving workmans comp since 4/2/2020. I am also now receiving State Disability. And still undergoing medical treatment Therefore, at what point can I consider applying for SSDI. Since it has been 2 years 5 months that I got injured on my job and still under disability. I have many work restrictions, although it states that I can work with all these limitations being met and not work in same type of job. Although it is very difficult to try to get hired at any job with all these work restrictions stated by my Dr. I am 64 yrs and 4 months of age. Please reply . . . Read More
Category: Disability Benefits
Posted: Sep 18 2022 - 8:22am
Will My CPP Cause A Deduction In My Spousal Benefit Due To WEP Or GPO?
I don't have 10 quarters of work in the US. I can qualify however for social security with my Canadian earned credits but taking spousal social security would be a greater amount so I do qualify for that.
My husband has worked in the US for over 30 years. Because I am collecting CPP will I be subject to a a deduction in my Spousal social security either under WEP or GPO.
Thank you
Karin
Hi Karin. No, your Canadian pension won't affect your spousal benefits from the U.S. Social Security program. The Windfall Elimination Provision (WEP) . . . Read More
Category: Non-Covered Pension - WEP / GPO
Posted: Sep 16 2022 - 4:00pm
Can I Collect Benefits Under My First Spouse?
I was a widow at a young age. I married another man for 7 years and divorced and now am currently married for 25 years. Can I collect survivors benefits under my first spouse? I am currently 63 in a week.
Thank you!
Hi. No, at least not at the present time. In order to qualify for widow's benefits you must either be a) unmarried, or b) married but your current marriage took place after you reached age 60. Therefore, since you are apparently married and your current marriage took place before you turned age 60, you couldn't currently qualify for . . . Read More
Category: Survivor Benefits
Posted: Sep 15 2022 - 6:24pm
Will I Still Get The COLA Increase If I Wait Until After The First Of The Year To Sign Up?
I turn 65 on 10/31/22 haven’t signed up for social security yet I’m still working full time , if I wait till after the first of the yr in 2023 to sign up will the cola increase for 2022 be added to what I would get if I filed in October of 2022
Hi. Yes. All Social Security cost of living (COLA) increases that occur after a person turns age 62 are added to their Social Security retirement benefit rate regardless of when they apply for benefits.
Your best filing strategy depends on many different factors, so you should strongly consider using our . . . Read More
Category: Cost Of Living Increases
Posted: Sep 15 2022 - 2:29pm
Will I Lose Benefits If I Don't Complete The Application I Started In March 2022?
I turned 71 in Aug 2022 and have submitted my application for social security benefits because I continued to work and had employer health insurance. I separated from the company in March of 2022. zi started my online application on March 17 2022 but didn't complete it. The online application told me I would lose benefits if I didn't complete it by September 18. What diez that mean. Also, zi am stuck prior to submitting my application as to when I want to start receiving benefits. The drop down list starts with benefit start dates beginning with Sept 1 2021 and says I have . . . Read More
Category: Filing For Benefits
Posted: Sep 15 2022 - 1:10pm
Was It Legally Required For Me To Apply For Benefits On My Father's Record?
I was on SSI 18-28. My dad retired in 2020 and I was switched to his retirement benefits. I was fortunate enough to never have any issues until the switch.
Was it really legally required for me to apply for these benefits? Even if I live on my own? Would it matter if we were estranged? And does retirement child benefits carry the same guidelines as SSI? Is there the same $2k asset limit? Or can I finally keep my meager savings in my bank account? (I have savings bonds given to me when I was an infant so I’ve always been close to the limit)
Thank you
. . . Read More
Category: Supplemental Security Income
Posted: Sep 15 2022 - 12:56pm
If A Person's SSDI Benefits Stop Can They Choose To Take Early Retirement Benefits Temporarily And Then Switch Back To SSDI?
If a person is expecting to lose SSDI check (after TWP and grace period ) because of wages, can he or she choose to take early retirement benefits temporarily, but later switch back to disability benefits if earnings are reduced (below SGA) before person reaches Full Retirement Age?
Hi. If you're between age 62 and your full retirement age (FRA), then yes you could apply for reduced Social Security retirement benefits. But, whether or not you'd be able to 'switch back' to Social Security disability (SSDI) benefits depends on whether or not you're still in . . . Read More
Category: Filing Options
Posted: Sep 15 2022 - 12:34pm
