Ask Larry

Can I Receive Both Disability And Divorced Spousal Benefits?

I am 62. I have just been diagnosed with severe COPD and may qualify for disability. My question is, if I do receive disability can I also receive ex spouse retirement benefits at the same time?

Hi,

Possibly, but only if 50% of your ex's full retirement age rate (PIA) is higher than your own PIA (https://www.ssa.gov/planners/retire/applying6.html). But, your divorced spousal benefits would be reduced for age if you start drawing them prior to your full retirement age.

You may want to consider running the maximization software available on this website in order to explore all of your filing options and determine your best strategy.

Best, Jerry

Posted: 
Jun 14 2017 - 8:11am
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