Hi,

I have SSDI. My family is helping to pay for some of my expenses. I would like to earn and save money to be able to pay for my expenses if my family is unable to do so.

Would I be able to buy stocks ETFs REITS using some of the money from my disabilty check? What is the limit I can spend or earn without lossing my SSDI?

If I buy a stock and I get a profit how does that affect my SSDI?

Thanks for your help.

Hi. Yes, you're free to do whatever you want to with your benefits. No type of investment or profits from investments would have any effect on Social Security disability (SSDI) benefits. The only type of income that can affect SSDI benefits is earned income (i.e. wages and self-employment income).

The only type of benefit that Social Security administers that could be impacted by owning and profiting from investments is Supplemental Security Income (SSI). SSI is needs based, and there are limits on how much a person can own and receive in income and still be eligible for SSI benefits.

Best, Jerry