Ask Larry

How Can I Maximize My Social Security Disability?

Larry, How can I maximize my social security disability?

Hi,

I can't answer your question without more information. Social Security disability benefits (SSDI) are calculated based on an average of a variable number of a person's highest years of wage-indexed earnings. The number of years used in the average depends on the person's age at the time they became disabled.

If you are already drawing disability benefits it may be possible to increase your benefit rate with additional earnings, but if you earn too much you could lose your benefits altogether. For more information on working while disabled, refer to this Social Security publication: https://www.ssa.gov/pubs/EN-05-10095.pdf.

Best, Jerry

Posted: 
Jun 22 2017 - 8:21am
MaxiFi software running on a laptop
Get What's Yours!
Discover tens of thousands in extra retirement dollars with Maximize My Social Security software!
  • Find your maximized strategy
  • Unlimited what-ifs
  • Step-by-Step filing instructions
  • Our software's lifetime-benefit increase for an illustrative couple earning $65K each and planning to take retirement benefits at 62.

    Results will differ based on your specific case and filing strategy.

Getting Started is Easy
Web-based software. Works on ALL browsers. No download.