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How Much Can I Earn Without Jeopardizing My Disability Benefits?

I am 57 and have been on disability for 10 years. I am contemplating trying to get a Flexjob where I can work some hours from home, as I am in a high risk group for Covid 19. The reason I am looking to pick up some work, if I can is my husband has been furloughed since April with no end in sight and my education and work experience along with the current work conditions I have found jobs in my field on line. My question is how much can I earn without jeopardizing my disability? I'm positive it would not be a problem to re-apply, but it is a pain. Although the last time I received a decision in a month without seeing their doctors. Unheard of! Any advice you could give would be appreciated.

Hi,

If you haven't worked at all since starting on Social Security disability (SSDI) benefits, you would first have a 9-month trial work period (TWP) during which you could earn an unlimited amount without losing your SSDI benefits. Once you've completed your TWP, though, your earnings would need to average below the amount that Social Security considers to be substantial gainful activity (SGA) or else your benefits could be suspended or terminated. The current monthly SGA earnings amount in 2020 is $1,260 for non-blind individuals, and $2,110 for people who are classified as statutorily blind.

For additional information on working while receiving disability benefits, refer to the following Social Security publication: https://www.ssa.gov/pubs/EN-05-10095.pdf.

Best, Jerry

Posted: 
Aug 5 2020 - 3:50pm
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