Ask Larry

Can I File For Disability Benefits After Full Retirement Age?

I am at full retirement age and have been drawning SS for 6 months now. I am a professional truck driver for the last 37 years and have been having trouble with both my hips and knees. Which now have to have surgery to repair all and my condition has been well documented with my health provider. Can I in the future ask for SSDI instead of drawing what I am drawing presently. And how would I go about claiming the SSDI if I do qualify for it. Thank You

Hi,

No, you can't. Social Security disability benefits are basically just full retirement age benefits paid early because the person is no longer able to work. Once a person reaches full retirement age, they are eligible to receive their full benefit based on age, so there is no difference in benefits from then on even if they are, or later become, disabled.

Best, Jerry

Posted: 
Jul 20 2016 - 12:30pm
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