Ask Larry

Can My Husband Receive Disability Benefits From My Record?

My husband is 37 and has a physical condition that has resulted in him being fully disabled. We have been married for 6 years and he has been receiving benefits for not quite 7 years. Between his disability and my income we are $5.00 above what is considered poverty limit.
Can he draw disability based off what money I am putting into social security? If so, how do we go about getting it changed? I have been working and filing taxes for 16 years so my income is considerably higher than what his was and his disability payment would go up enough to make a huge difference in us surviving.

Hi,

I'm sorry, but the answer is no. Social Security does not offer disabled spousal benefits, although they do pay disabled widow(er)'s benefits in certain cases. A widow(er) must be at least age 50 to be eligible for disabled widow(er) benefits, though.

Otherwise, the soonest that your husband could qualify for a spousal benefit on your record is at age 62. And, his disability benefit amount would have to be less than one-half of your full retirement age benefit amount in order for him to qualify for an excess spousal benefit.

Best, Jerry

Posted: 
Aug 20 2016 - 11:00am
MaxiFi software running on a laptop
Get What's Yours!
Discover tens of thousands in extra retirement dollars with Maximize My Social Security software!
  • Find your maximized strategy
  • Unlimited what-ifs
  • Step-by-Step filing instructions
  • Our software's lifetime-benefit increase for an illustrative couple earning $65K each and planning to take retirement benefits at 62.

    Results will differ based on your specific case and filing strategy.

Getting Started is Easy
Web-based software. Works on ALL browsers. No download.