Hi Larry! I’ve been on disability since 2006. I wondered if when I get to whatever the retirement age will be - do I need to “apply” for social security or do does it automatically switch over to social security?

Hi. No, you won't need to do anything assuming that what you're drawing is a Social Security disability (SSDI) benefit. In that case Social Security will automatically convert your SSDI benefits to regular Social Security retirement benefits when you reach your full retirement age (FRA). Your benefit rate won't change as a result of the conversion.

Best, Jerry