I'm 63 and was wondering if i sell my home and am on ssdi will the equity from the home sales affect my ssdi pmts if i keep the funds

Hi,

No, selling your home and keeping the proceeds would have no effect on your Social Security disability (SSDI) benefits unless you were a realtor and you sold your home in the course of your business.

If you were receiving Supplemental Security Income (SSI), which is a needs based program administered by Social Security, then selling a home and keeping the proceeds could make you ineligible for SSI.

If my Long Term Disability is stopped because I turned 65 and I am also receiving Social Security Disability,( which my LTD paid for so I could get), can I check with Social Security Disability for an increase. My LTD was half my income and now I can't pay my bills. Yes, I should have prepared but life happened and originally this was an injury at work. I had no choice but to sign this contract.

Hi,

My husband begins collecting private disability insurance benefits this month at age 64 from two work policies. Our plan is to defer our respective SS retirement benefits until age 70.5 to maximize monthly benefits (I plan to work until that point). However, one of the disability insurers is requiring my husband to apply for SS disability now, which we understand will be paid to the insurer during the 4 years it is paying benefits.

I understand the Trial Work period income is counted on the day earned, not the day paid. Can you cite the code to support this?

Hi,

In the Social Security Act itself, the trial work period (TWP) is covered in section 222 (https://www.ssa.gov/OP_Home/ssact/title02/0222.htm). However, how monthly earnings are counted is not really covered there.

Larry,
I had to retire on SS Disability in 2010 at the age of 48 and unfortunately my husband had to file for disability benefits due to a car accident (brain injury) in January of 2018... Of course his benefits are significantly more than mine as he worked alot longer than I did. Is there any way at all I may be able to increase my benefit...if not now, when I reach SS age? I'm 57 in October. If so, what can I do...even with both of our small checks money is tight.
Thank you

Hi,

If a person receives a claim check from their home insurance for a fire or storm damage and deposits that check while getting repairs done, does that count as income and affect their disability eligibility?

Hi,

I am on disability ssd since 1999 i turned 62 in may 2019 do i have to file for ssi or do i have to wait till i am 66 years old i was told that ss just rolls it over to retirement i did recive both in 1999 but got married an ssi was taken from me in 2006

Hi,

Hi I am legally blind since I was born and work and I became disabled under my own social security at 36 years of age, when I became disabled under my social security as a blind person and another combined condition, later I found out that I received a child support payment When I was a child because my father was incapacitated, but my mother did not complain when I turned 18 years of age that continuity as a legal blind person, I have the right to receive a benefit of a blind adult child under the benefit of my disabled father by social security since I was a child or continuit

I am 56 years old and have been receiving disability income since I was 35 due to a chronic illness. What happens when I turn 62?

Hi,

Assuming that what you're drawing is Social Security disability benefits (SSDI), then nothing will change when you reach age 62. You'll continue for receive your SSDI benefits until your full retirement age of 67, at which time they will convert to regular Social Security retirement benefits at the same rate.

Best, Jerry

In terms of the SSDI trial work period earnings limitation, provision regarding earnings above $880/month and “substantial” earnings as $1220/month. What happens between those two limits? I.e earnings are $1100/month for an extended period of time? Also, what happens if Sean uses all of his “Trial Work Months” and exceeds the $1220 income limitation for a period of time – would he have to reapply and recertify as disabled to begin receiving benefits again?

Hi,